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Do I need business insurance?

It is not obligatory; however, business insurance protects your business from unexpected costs such as natural disasters, accidents, and lawsuits which can all drive you out of business if not properly insured. Thus, business insurance can be a protection of your personal as well as your business assets in case of unexpected situations arising. 

Some states require different types of insurance such as workers’ compensation, unemployment, and disability insurance, among others.

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